# MyMedicareSavings

> Find the program. Bring the right file.. A deterministic Medicare cost-help router. It maps a selected cost concern and current-help status to official Medicare Savings Program, Part D Extra Help, and free SHIP routes without estimating savings or deciding eligibility.

MyMedicareSavings is a focused service in the MedicalRecords.com network (https://www.medicalrecords.com). It has no account system or database of its own and does not store medical records.

## Search intent
This site is the network's focused source for **Medicare Savings Programs and Extra Help**.

## Questions this service answers
- Which Medicare cost-help program should I check?
- How do I apply for a Medicare Savings Program?
- Where can I get free SHIP counseling?

## Key facts
- Free, with no income, assets, medications, name, phone, or email. Creating a routing file cannot trigger a sales call. An optional licensed-advisor call is isolated on a disclosed paid-placement page.
- The result contains no dollar savings, eligibility score, plan ranking, carrier, or generated enrollment deadline.
- Covers Medicare Savings Programs (QMB, SLMB, QI) and the Part D Extra Help / Low-Income Subsidy.
- Medicare Savings Programs are applied for through the state; Extra Help can be applied for through the Social Security Administration. Source: [Medicare.gov — Medicare Savings Programs](https://www.medicare.gov/basics/costs/help/medicare-savings-programs); verified 2026-07-28.
- QMB can pay Part A and Part B premiums plus deductibles, coinsurance, and copayments; SLMB and QI help pay the Part B premium. Source: [Medicare.gov — Medicare Savings Programs](https://www.medicare.gov/basics/costs/help/medicare-savings-programs); verified 2026-07-28.
- Income and resource limits are set by federal rule, vary by state, and update yearly — the tool never asserts eligibility; it points people to the official application.
- People with Medicare and full Medicaid coverage or help from a Medicare Savings Program qualify for Extra Help with Part D costs automatically. Source: [Medicare.gov — Help with drug costs](https://www.medicare.gov/basics/costs/help/drug-costs); verified 2026-07-28.
- Free, personalized State Health Insurance Assistance Program counseling is available through the national SHIP network at 1-877-839-2675. Source: [SHIP Help — About SHIP](https://www.shiphelp.org/about-medicare/regional-ship-location); verified 2026-07-28.
- This site is not connected with or endorsed by the U.S. government or the federal Medicare program.
- The door has no account or database. The optional MedicalRecords.com handoff includes no user answers or state.

## Key pages
- [Official benefit router (home)](https://mymedicaresavings.com/)
- [Medicare cost-help routes by state](https://mymedicaresavings.com/savings)
- [Guide: Medicare Savings Programs & Extra Help 2026 baselines](https://mymedicaresavings.com/guides/medicare-savings-programs)
- [Guide: Medicare enrollment windows](https://mymedicaresavings.com/guides/medicare-enrollment-windows)
- [Guide: Medicare late-enrollment penalties](https://mymedicaresavings.com/guides/medicare-late-enrollment-penalties)
- [Talk to a licensed Medicare advisor (optional)](https://mymedicaresavings.com/medicare-advisor)
- [Privacy](https://mymedicaresavings.com/privacy)
- [Accessibility](https://mymedicaresavings.com/accessibility)

## MedicalRecords.com network
- [MedicalRecords.com](https://www.medicalrecords.com): the account and records platform connected to this service.
- [All 15 specialized sites](https://www.medicalrecords.com/network): the task-by-task directory for this focused service network.

## Related focused services
- [PersonalHealthFinance](https://personalhealthfinance.com): Turn an EOB, provider bill, collection notice, or Good Faith Estimate mismatch into a source-backed review order without an eligibility guess.
- [cheap.health](https://cheap.health): Build a care-cost verification brief that routes a visit, prescription, test, or coverage question to the source capable of establishing the current amount.
- [MedicalCreditCards](https://medicalcreditcards.com): The deferred-interest trap calculated both ways, a plain verdict, and cheaper alternatives — we don't sell the cards.

## Note
We are not connected with or endorsed by the U.S. government or the federal Medicare program. The optional compensated Medicare advisor placement is currently unavailable. For complete, current plan information, visit Medicare.gov, call 1-800-MEDICARE, or contact your State Health Insurance Assistance Program (SHIP). A paid placement must remain disabled until its service-area representation is verified and the current CMS-required disclosure is reviewed and populated. This is general information, not medical or insurance advice.