Michigan / reviewed 2026-08-11
Medicare Savings Program routes in Michigan
These are the authorities that take applications or provide free counseling. This page does not infer eligibility, estimate savings, list insurance plans, or use Medicaid-expansion status as a shortcut.
State application
Medicare Savings Programs in Michigan
The state decides whether QMB, SLMB, QI, or QDWI applies. Medicare.gov says to contact the state and apply even if you think your income or resources may be above the federal figures, because state rules can differ.
Open the official Michigan MSP page ↗Federal application
Part D Extra Help
Social Security accepts Extra Help applications before or after Part D enrollment. The official application determines eligibility from income and resources.
Open the Social Security application route ↗Free counseling / no sales
Michigan State Health Insurance Assistance Program (SHIP)
A State Health Insurance Assistance Program counselor can explain Medicare rights and help with applications without selling an insurance plan.
Open the Michigan SHIP page — 1-800-803-7174 ↗Before you contact the state
Prepare one Medicare cost-help file
- • Your current Medicare card and the notices you are asking about.
- • The state’s current list of acceptable income and resource proof.
- • The date, channel, and confirmation number for anything submitted.
- • Questions about QMB, SLMB, QI, effective dates, and appeal rights.
Required documents and counting rules can differ. Confirm the current list with Michigan Department of Health & Human Services or Michigan State Health Insurance Assistance Program (SHIP); do not send documents to this site.
State application authority
Michigan Department of Health & Human Services
This state publishes a dedicated Medicare Savings Program page. The state makes the decision; Medicare.gov recommends applying even if you are unsure you qualify.
Build a Michigan routing file →
Different task
Have a provider bill or collection notice?
Medicare cost-help applications do not review an existing bill. For a billing problem, use the direct Michigan consumer-office route and federal bill-rights checkpoints at PersonalHealthFinance.
Open Michigan medical bill help →Source ledger. Medicaid.gov state-help directory; Michigan Department of Health & Human Services; Medicare.gov MSP guidance; SSA Extra Help application; Michigan State Health Insurance Assistance Program (SHIP). Sources checked 2026-08-11. Reviewed 2026-08-11 by MedicalRecords.com Editorial Team; next review due 2026-11-11. Verify with the official source. We are not connected with or endorsed by the U.S. government or the federal Medicare program.